0% Interest

Available on all purchases over £99

Terms and conditions apply. Subject to status

Enjoy it now, pay over time.

With PayPal Credit, large purchases become much more manageable. If you spend over £99, you can choose to spread the cost.

Spend over £1,000 for up to 24 months interest free.

Representative Example

Representative

21.9% APR (variable)

Purchase Interest Rate

21.9% p.a (variable)

Assumed Credit Limit

£1,200

Example of a £1000 purchase

Term	Representative APR	Payments per month	Total payable
4 months (min spend £99)	0% APR	N/A	Total Payable	£1000
6 months (min spend £500)	0% APR	£166.66	Total Payable	£100
12 months (min spend £500)	0% APR	£83.33	Total Payable	£1000
18 months (min spend £1000)	0% APR	£55.55	Total Payable	£1000
24 months (min spend £1000)	0% APR	£41.66	Total Payable	£1000

The minimum payment due still applies to 0% offer balances. Any remaining balance due after the promotional period or any transactions under £99 will be charged interest at 21.9% p.a. (variable). In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit. Credit subject to status. Terms and conditions apply. UK residents only. PayPal Credit is trading name of PayPal (Europe) S.à r.l. et Cie, S.C.A. Société en Commandite par Actions Registered Office: 22-24 Boulevard Royal L-2449, Luxembourg RCS Luxembourg B 118 349. Buy It Direct Ltd acts as a broker and offers credit from PayPal Credit.